PERSONAL LOAN
Personal Loans,
Made Simple.
Compare top loan offers from trusted lenders and choose the one that's right for you.
Get Instant Personal Loan Offers
Tell us what you need — takes 30 seconds.
How It Works?
Share Loan Details
Amount, purpose & tenure — takes seconds
Check Eligibility
Share employment details to see what you qualify for
Enter Your Details
Personal info to unlock your matched offers
Select Your Offer
Compare and choose the best offer for your need
Key Highlights
Collateral free loan which can be used for your personal need
Get loan offer of up to Rs. 40 lacs
Get loans at lowest possible interest rate
Lowest possible loan processing fee
Repayment period of up to 6 years
Loan disbursal in less than 4 working days
Online application processing from the comfort of your home
Final eligibility, loan amount, interest rate, fees, and terms & conditions will be determined by the lender.
General Eligibility Criteria*
Minimum Income
Rs. 15,000 per month
Employment Type
Salaried / Self-employed / Professional
Minimum Work Experience
1 year (salaried) / 2 years (self-employed)
Nationality
Indian Citizen
Documents Required
Identity Proof
Aadhaar Card / PAN Card / Passport / Voter ID
Address Proof
Aadhaar Card / Passport / Driving License / Utility Bill
Income Proof
Salary Slips (Last 3 months) / Form 16 / ITR (self-employed)
Bank Statements
Last 3 to 6 months bank statements
Employment Proof
Employee ID Card / Appointment Letter / Business Proof
* Final eligibility, loan amount, interest rate, fees, and terms & conditions will be determined by the lender.
Frequently Asked Questions
Is a personal loan secured or unsecured?
Personal loans are typically unsecured — you don't need to pledge property, gold, or any other asset as collateral.
Does my credit score affect my loan approval?
Yes — your credit score is one of the most important factors lenders consider, and a higher score generally improves your approval chances and the rate you're offered.
How is my interest rate decided?
It depends on your credit score, income, and the lender's own policies — which is exactly why comparing multiple offers side by side can make a real difference.
Will checking my eligibility affect my credit score?
No — comparing offers on MoneyInsider doesn't affect your credit score. Only if you choose to proceed with a specific lender will they run their own credit check.
Is MoneyInsider a lender?
No. We're a comparison platform — we help you compare offers from verified lending partners, but we don't lend money ourselves. See our Disclaimer.
Does it cost anything to use MoneyInsider?
No, comparing loan offers is completely free. We're never paid by you, only by the lender you eventually choose to proceed with.